Critical Illness Cover have a known level of cover that will be paid out in the event of you suffering a serious illness and survive for a predetermined period of time or if you become totally and permanently disabled. Critical illness cover can be taken on a stand alone basis or in combination with life assurance, either level term or on a reducing basis.

Premiums are based on your personal circumstances but the main areas for consideration by an insurer are your age and state of health. The older you are, the higher the premium will be. Similarly if you have or had a serious ailment the insurer may seek to charge you more or in some cases be unwilling to cover you at all. Higher levels of cover and longer policy terms all increase cost as will the fact that an individual smokes.

To obtain a quotation simply click here. Alternatively ring 01462 815095 and one of our brokers will be delighted to discuss your situation. Our quotation service is free and without obligation.